:root {
  --ink: #10233f;
  --ink-2: #334760;
  --muted: #65768b;
  --paper: #ffffff;
  --canvas: #f6f8fb;
  --warm: #fff4ea;
  --accent: #f26b2c;
  --accent-dark: #bd4312;
  --blue: #3467eb;
  --green: #087a5c;
  --line: #dfe6ef;
  --shadow: 0 18px 50px rgba(16, 35, 63, .10);
  --radius: 22px;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--blue); text-underline-offset: 3px; }
a:hover { text-decoration-thickness: 2px; }
button, input, textarea { font: inherit; }
button { cursor: pointer; }
.container { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }
.skip-link {
  position: fixed; top: 8px; left: 8px; z-index: 9999; transform: translateY(-160%);
  padding: 10px 14px; border-radius: 10px; background: var(--ink); color: #fff;
}
.skip-link:focus { transform: translateY(0); }
.site-header {
  position: sticky; top: 0; z-index: 1000; border-bottom: 1px solid rgba(223,230,239,.9);
  background: rgba(255,255,255,.93); backdrop-filter: blur(14px);
}
.header-row { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand img { width: 244px; height: auto; }
.nav-list { display: flex; align-items: center; gap: 6px; list-style: none; padding: 0; margin: 0; }
.nav-list a {
  display: inline-flex; padding: 10px 13px; border-radius: 10px; color: var(--ink);
  text-decoration: none; font-size: .95rem; font-weight: 700;
}
.nav-list a:hover, .nav-list a[aria-current="page"] { background: var(--canvas); color: var(--accent-dark); }
.nav-toggle { display: none; border: 1px solid var(--line); background: #fff; border-radius: 11px; padding: 9px 12px; color: var(--ink); }
.disclosure-strip {
  background: #fff8ef; border-bottom: 1px solid #f4ddc8; color: #63422e; font-size: .82rem;
}
.disclosure-strip .container { padding-block: 7px; }
.hero {
  overflow: hidden; padding: clamp(62px, 8vw, 112px) 0 80px;
  background:
    radial-gradient(circle at 8% 12%, rgba(242,107,44,.11), transparent 31%),
    radial-gradient(circle at 95% 5%, rgba(52,103,235,.10), transparent 27%),
    linear-gradient(180deg, #fff, #fbfcfe);
}
.hero-grid { display: grid; grid-template-columns: 1.03fr .97fr; align-items: center; gap: clamp(36px, 6vw, 80px); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px; margin-bottom: 18px; color: var(--accent-dark);
  font-weight: 850; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 28px; height: 3px; border-radius: 99px; background: var(--accent); }
h1, h2, h3 { line-height: 1.13; letter-spacing: -.035em; margin-top: 0; }
h1 { margin-bottom: 22px; font-size: clamp(2.65rem, 6vw, 5.35rem); max-width: 850px; }
h2 { margin-bottom: 18px; font-size: clamp(2rem, 4vw, 3.25rem); }
h3 { margin-bottom: 10px; font-size: clamp(1.25rem, 2vw, 1.55rem); }
.lead { max-width: 710px; color: var(--ink-2); font-size: clamp(1.05rem, 2vw, 1.25rem); }
.hero-actions, .button-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button {
  display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 12px 20px;
  border: 1px solid transparent; border-radius: 13px; text-decoration: none; font-weight: 850; transition: .2s ease;
}
.button-primary { background: var(--accent); color: #fff; box-shadow: 0 10px 24px rgba(242,107,44,.23); }
.button-primary:hover { background: var(--accent-dark); transform: translateY(-2px); }
.button-secondary { background: #fff; color: var(--ink); border-color: var(--line); }
.button-secondary:hover { background: var(--canvas); transform: translateY(-2px); }
.button-small { min-height: 42px; padding: 9px 15px; font-size: .92rem; }
.trust-row { display: flex; flex-wrap: wrap; gap: 14px 24px; margin-top: 27px; color: var(--muted); font-size: .9rem; }
.trust-row span::before { content: "✓"; margin-right: 7px; color: var(--green); font-weight: 900; }
.section { padding: clamp(66px, 8vw, 105px) 0; }
.section-soft { background: var(--canvas); }
.section-warm { background: var(--warm); }
.section-heading { max-width: 720px; margin-bottom: 36px; }
.section-heading p { color: var(--muted); font-size: 1.08rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.card {
  overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: 0 8px 30px rgba(16,35,63,.05);
}
.card:hover { box-shadow: var(--shadow); transform: translateY(-3px); transition: .22s ease; }
.card-media { aspect-ratio: 16/10; overflow: hidden; background: var(--canvas); }
.card-media img { width: 100%; height: 100%; object-fit: cover; }
.card-body { padding: 24px; }
.card-meta { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 12px; }
.pill {
  display: inline-flex; padding: 5px 9px; border-radius: 999px; background: #edf2ff; color: #2448ad;
  font-size: .74rem; font-weight: 850; text-transform: uppercase; letter-spacing: .06em;
}
.card p { color: var(--muted); }
.card-link { display: inline-flex; font-weight: 850; text-decoration: none; }
.card-link::after { content: " →"; }
.stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.stat {
  padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: #fff;
}
.stat strong { display: block; margin-bottom: 5px; font-size: 1.35rem; }
.stat span { color: var(--muted); }
.process { counter-reset: steps; display: grid; gap: 18px; }
.process-item {
  position: relative; display: grid; grid-template-columns: 58px 1fr; gap: 18px;
  padding: 24px; border-radius: 18px; border: 1px solid var(--line); background: #fff;
}
.process-item::before {
  counter-increment: steps; content: counter(steps); width: 50px; height: 50px; display: grid; place-items: center;
  border-radius: 16px; background: var(--ink); color: #fff; font-weight: 900; font-size: 1.25rem;
}
.process-item p { margin: 0; color: var(--muted); }
.cta-panel {
  display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 30px;
  padding: clamp(30px, 5vw, 58px); border-radius: 30px; color: #fff;
  background: linear-gradient(135deg, #10233f, #193c69);
  box-shadow: var(--shadow);
}
.cta-panel p { color: #dce6f5; margin-bottom: 0; }
.page-hero { padding: 66px 0 52px; background: linear-gradient(180deg, var(--canvas), #fff); }
.page-hero .container { max-width: 900px; }
.breadcrumb { display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 18px; color: var(--muted); font-size: .88rem; }
.breadcrumb a { color: var(--muted); }
.content-layout { display: grid; grid-template-columns: minmax(0, 760px) 300px; justify-content: center; gap: 54px; align-items: start; }
.article { font-size: 1.05rem; }
.article h2 { margin-top: 52px; font-size: 2rem; }
.article h3 { margin-top: 34px; }
.article p, .article li { color: #31445d; }
.article img { margin-block: 28px; border-radius: 22px; }
.article-callout {
  margin: 28px 0; padding: 22px 24px; border-left: 5px solid var(--accent);
  border-radius: 0 16px 16px 0; background: #fff7ef;
}
.article-callout strong { color: var(--ink); }
.check-list, .x-list { padding: 0; list-style: none; }
.check-list li, .x-list li { position: relative; padding-left: 30px; margin: 9px 0; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 900; }
.x-list li::before { content: "–"; position: absolute; left: 4px; color: var(--accent-dark); font-weight: 900; }
.sidebar { position: sticky; top: 105px; display: grid; gap: 18px; }
.sidebar-box { padding: 22px; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.sidebar-box h3 { font-size: 1.1rem; }
.sidebar-box p { color: var(--muted); font-size: .94rem; }
.toc { list-style: none; padding: 0; margin: 0; }
.toc li { margin: 9px 0; }
.toc a { color: var(--ink-2); text-decoration: none; font-size: .92rem; }
.toc a:hover { color: var(--accent-dark); }
.comparison { width: 100%; border-collapse: separate; border-spacing: 0; margin: 28px 0; overflow: hidden; border: 1px solid var(--line); border-radius: 16px; }
.comparison th, .comparison td { padding: 14px 16px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.comparison th { background: var(--canvas); }
.comparison tr:last-child td { border-bottom: 0; }
.review-box { margin: 30px 0; padding: 26px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: 0 10px 35px rgba(16,35,63,.06); }
.score { display: inline-grid; place-items: center; width: 68px; height: 68px; border-radius: 20px; background: var(--ink); color: #fff; font-size: 1.35rem; font-weight: 900; }
.faq details { border-top: 1px solid var(--line); padding: 19px 0; }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; font-weight: 850; color: var(--ink); }
.faq details p { padding-right: 30px; }
.form-grid { display: grid; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
label { display: grid; gap: 7px; color: var(--ink); font-weight: 750; }
input, textarea {
  width: 100%; border: 1px solid #cfd9e6; border-radius: 12px; padding: 12px 14px; background: #fff; color: var(--ink);
}
input:focus, textarea:focus { outline: 3px solid rgba(52,103,235,.16); border-color: var(--blue); }
textarea { min-height: 160px; resize: vertical; }
.form-status { min-height: 24px; color: var(--muted); }
.hp-field { position: absolute !important; left: -9999px !important; }
.site-footer { padding: 70px 0 30px; background: #0d1d34; color: #d5deea; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 38px; }
.footer-brand img { width: 225px; height: auto; object-fit: contain; filter: brightness(0) invert(1); opacity: .95; }
.footer-brand p { color: #9eafc4; max-width: 430px; }
.footer-title { color: #fff; font-size: .9rem; text-transform: uppercase; letter-spacing: .1em; font-weight: 850; }
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin: 9px 0; }
.footer-links a { color: #bdc9d8; text-decoration: none; }
.footer-links a:hover { color: #fff; }
.footer-bottom {
  display: flex; justify-content: space-between; gap: 20px; margin-top: 46px; padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.13); color: #92a4ba; font-size: .87rem;
}
.cookie-banner {
  position: fixed; z-index: 2000; right: 20px; bottom: 20px; width: min(430px, calc(100% - 40px));
  padding: 22px; border: 1px solid var(--line); border-radius: 18px; background: #fff; box-shadow: 0 20px 65px rgba(16,35,63,.2);
}
.cookie-banner h2 { font-size: 1.25rem; margin-bottom: 8px; }
.cookie-banner p { margin: 0 0 16px; color: var(--muted); font-size: .92rem; }
.cookie-actions { display: flex; gap: 9px; flex-wrap: wrap; }
.cookie-actions button { border: 0; border-radius: 10px; padding: 10px 13px; font-weight: 800; }
.cookie-accept { background: var(--ink); color: #fff; }
.cookie-decline { background: var(--canvas); color: var(--ink); }
.notice {
  margin: 20px 0; padding: 18px; border: 1px dashed #d3a27d; border-radius: 15px; background: #fff8f1; color: #69452c;
}
.code-note { padding: 14px 16px; border-radius: 12px; background: #0c1930; color: #dbe8ff; overflow-x: auto; font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: .9rem; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

@media (max-width: 920px) {
  .hero-grid, .content-layout, .cta-panel { grid-template-columns: 1fr; }
  .hero-visual { max-width: 670px; margin-inline: auto; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.4fr 1fr; }
  .sidebar { position: static; grid-row: 1; }
}
@media (max-width: 760px) {
  .container { width: min(100% - 28px, var(--max)); }
  .brand img { width: 205px; }
  .nav-toggle { display: inline-flex; }
  .site-nav {
    display: none; position: absolute; left: 14px; right: 14px; top: 70px; padding: 13px;
    border: 1px solid var(--line); border-radius: 16px; background: #fff; box-shadow: var(--shadow);
  }
  .site-nav.open { display: block; }
  .nav-list { align-items: stretch; flex-direction: column; }
  .nav-list a { display: flex; }
  .grid-3, .grid-2, .stat-grid, .form-row { grid-template-columns: 1fr; }
  .hero { padding-top: 54px; }
  .hero-grid { gap: 42px; }
  .hero-actions .button { width: 100%; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
  .comparison { display: block; overflow-x: auto; white-space: nowrap; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}